ROSADI, R. Online Loans: A Solution or a Problem? Perspectives on Education and Society. International Journal of Public Administration and Policy, [S. l.], v. 1, n. 1, p. 31–38, 2025. DOI: 10.58290/ijpap.v1i1.15. Disponível em: https://journal.uimandiri.ac.id/index.php/ijpap/article/view/15. Acesso em: 21 aug. 2025.